SMOLKA & ASSOCIATES
*DO I HAVE TO PAY YOU UP FRONT?
No. We are not paid until money is collected from the Insurance Company. In fact, we spend our money and our time helping to document and process your claim before we are paid anything.
*WHO USES THE SERVICES OF PUBLIC ADJUSTERS?
Public Adjusters are utilized by individuals and all types of businesses and professions, including banks, accountants, attorneys, and even insurance adjusters and agents on their own losses. Once a person has experienced the benefits of our services, they will rarely attempt to settle a claim without our assistance.
*SHOULDN’T I WAIT UNTIL THE INSURANCE COMPANY MAKES AN OFFER TO DETERMINE WHETHER I NEED YOUR SERVICES?
Many people make a serious error by delaying the retainment of professional assistance. The earlier we are involved in a claim, the smoother the adjusting process generally proceeds. The insurance company often will not take certain positions when we are involved that they may try to take when we are not. In addition, it takes a great amount of work to determine exactly what is fair, and most people simply do not have the necessary expertise to determine whether or not a company’s offer is fair and accurate. Sadly we see many people who handle their own claims accept what we know are clearly low offers (sometimes less that 50 cents on the dollar), and yet are still quite happy with the settlement. We have also found quite often that the longer a person waits, the more stress and duress he or she is under. Every day many people accept substandard offers just to get the bad experience over with. This is not the best position to be in when you try to negotiate your claim.
More testimonials...
To the Smolka & Associates Company, I would like to take this oppurtunity to thank you all for the consideration & expertise that Smolka & Associates has shown me concerning my fire loss of Feb 28, 2001. Without your professional concern & expertise in the above matter I do believe that I may not have been able to retrieve the full amount of the insurance policy that was entitled to me!!
Smolka & Associates and employees are a great asset to the community of South Florida.
Craig Oren De Vescovi